06/10/2023
Whether you are returning to university or starting your first year, many of you will be taking on part-time work alongside your studies. Nearly 10% of students work full time and 34% part time.
· This means you might find yourself paying tax for the first time and may be unsure how the tax system works.
· Criminals sometimes use this to their advantage. They might email, call or text offering you a tax rebate or refund. Scammers often mimic government messages and platforms to make themselves appear authentic.
· They might also say that your tax details have ‘expired’ and that you need to update them online. Or that your National Insurance Number has been used in a fraud.
· Increasingly we also see them using WhatsApp to contact victims.
· But these are scams. HM Revenue and Customs (HMRC) will never contact you like this about money that you owe or are owed.
· What can you do?
Protect
· Criminals are cunning - protect your information.
· The scammers will aim to access your bank account or will steal your personal information for selling on.
· You should therefore take a moment to think before parting with your money or information.
· The same goes for sharing your Government Gateway sign in details. Don’t reveal these to anyone as your HMRC information gives access to your personal records, including your bank account data. Someone using those could steal from you and from HMRC, and leave you having to pay back the full value of any bogus claim made in your name.
Recognise
· If someone contacts you saying they’re HMRC, wanting you to urgently transfer money or give personal information, be on your guard.
· HMRC will also never ring up threatening arrest. Only criminals do that.
Report
· You can help fight these crimes by forwarding suspicious texts claiming to be from HMRC to 60599 and emails to [email protected]. Report tax scam phone calls to HMRC on GOV.UK.
· You can also contact HMRC directly but only use phone numbers from the contact details on GOV.UK.
· Contact your bank immediately if you’ve had money stolen, and report it to Action Fraud. In Scotland, contact the police on 101.
· You can also find information on how to ‘claim a tax refund’ on GOV.UK.