24/04/2026
𝐂𝐫𝐞𝐝𝐢𝐭 𝐒𝐦𝐚𝐫𝐭, 𝐅𝐮𝐭𝐮𝐫𝐞 𝐑𝐞𝐚𝐝𝐲 | 𝐄𝐦𝐩𝐨𝐰𝐞𝐫𝐢𝐧𝐠 𝐒𝐭𝐮𝐝𝐞𝐧𝐭𝐬 𝐁𝐞𝐲𝐨𝐧𝐝 𝐂𝐥𝐚𝐬𝐬𝐫𝐨𝐨𝐦𝐬
In today’s fast-evolving financial landscape, understanding credit is no longer optional—it’s essential.
𝐓𝐡𝐞 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐂𝐨𝐦𝐩𝐮𝐭𝐞𝐫 𝐒𝐜𝐢𝐞𝐧𝐜𝐞 & 𝐄𝐧𝐠𝐢𝐧𝐞𝐞𝐫𝐢𝐧𝐠 𝐚𝐭 𝐀𝐤𝐚𝐥 𝐔𝐧𝐢𝐯𝐞𝐫𝐬𝐢𝐭𝐲, 𝐓𝐚𝐥𝐰𝐚𝐧𝐝𝐢 𝐒𝐚𝐛𝐨 𝐫𝐞𝐜𝐞𝐧𝐭𝐥𝐲 𝐨𝐫𝐠𝐚𝐧𝐢𝐳𝐞𝐝 𝐚 𝐂𝐫𝐞𝐝𝐢𝐭 𝐀𝐰𝐚𝐫𝐞𝐧𝐞𝐬𝐬 𝐏𝐫𝐨𝐠𝐫𝐚𝐦 𝐢𝐧 𝐜𝐨𝐥𝐥𝐚𝐛𝐨𝐫𝐚𝐭𝐢𝐨𝐧 𝐰𝐢𝐭𝐡 𝐈𝐅𝐒 𝐓𝐫𝐚𝐝𝐢𝐧𝐠 𝐀𝐜𝐚𝐝𝐞𝐦𝐲, 𝐛𝐫𝐢𝐧𝐠𝐢𝐧𝐠 𝐭𝐨𝐠𝐞𝐭𝐡𝐞𝐫 𝐨𝐯𝐞𝐫 𝟐𝟎𝟎 𝐬𝐭𝐮𝐝𝐞𝐧𝐭𝐬 𝐟𝐨𝐫 𝐚𝐧 𝐢𝐧𝐬𝐢𝐠𝐡𝐭𝐟𝐮𝐥, 𝐫𝐞𝐚𝐥-𝐰𝐨𝐫𝐥𝐝 𝐥𝐞𝐚𝐫𝐧𝐢𝐧𝐠 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞.
Led by Mr. Deepak Bansal (Founder & Head Trainer, IFS Trading Academy), the session went beyond theory to decode how credit truly works in everyday life.
🔍 What students explored:
• The real meaning and importance of credit in personal finance
• How banks, NBFCs, and digital lenders shape today’s credit ecosystem
• Smart and responsible use of credit cards
• The power of maintaining a strong credit score
• Safe digital lending practices in an era of rising online transactions
• Risks of over-borrowing and loan defaults
💡 Why this matters today:
With the rapid rise of fintech platforms and easy access to digital credit, young individuals are more exposed than ever to financial opportunities—and risks. This workshop ensured students are not just users of credit, but informed decision-makers.
🎯 Impact created:
Students walked away with practical knowledge on managing credit wisely, improving financial discipline, and making smarter financial choices in real life.
👏 Special thanks to the coordinators Mr. Malik Muzamil & Dr. Upinder Kaur, along with faculty members, for making this initiative impactful and relevant.
At Akal University, education goes beyond textbooks—it prepares students for life.