23/05/2026
๐๐๐๐ ๐๐๐๐ | ๐๐ข๐ฌ๐๐ซ ๐๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐ ๐๐จ๐ซ ๐ ๐๐๐๐ฎ๐ซ๐ ๐๐ง๐ ๐๐๐ญ๐ญ๐๐ซ ๐
๐ฎ๐ญ๐ฎ๐ซ๐: ๐ ๐๐๐๐ข๐ง๐๐ซ ๐จ๐ง ๐๐๐ฌ๐ฉ๐จ๐ง๐ฌ๐ข๐๐ฅ๐ ๐๐จ๐ซ๐ซ๐จ๐ฐ๐ข๐ง๐ ๐๐ง๐ ๐๐ฏ๐๐ข๐ฅ๐๐๐ฅ๐ ๐๐๐ ๐๐ฅ ๐๐ซ๐จ๐ญ๐๐๐ญ๐ข๐จ๐ง๐ฌ
On May 14, 2026, the Chief Justice Manuel V. Moran Community Legal Assistance Office (CJMM CLAO) conducted a Zoom webinar entitled โWiser Borrowing for a Secure and Better Future: A Webinar on Responsible Borrowing and Available Legal Protections,โ participated by personnel from the Public Employment Service Office (PESO) โ City of Ilagan and the City of Ilagan Medical Center (CIMC). The activity aimed to strengthen legal awareness on responsible borrowing, financial consumer rights, and the legal protections available to borrowers under Philippine law.
The webinar discussed common borrowing situations experienced by many Filipinos and emphasized the importance of informed decision-making before taking loans and understanding repayment responsibilities. Practical reminders on avoiding scams, hidden charges, and misleading lending offers were likewise discussed.
The discussion also highlighted the key provisions of Republic Act No. 3765 also known as the Truth in Lending Act, and Republic Act No. 11765 also known as Financial Products and Services Consumer Protection Act. The lectures focused on borrower rights, transparency in lending, lawful collection practices, consumer protection mechanisms, and the responsibilities of financial institutions in dealing fairly with consumers. Participants were also informed of the proper government agencies and legal remedies available in cases involving harassment, fraud, or abusive collection practices.
Under the supervision of Atty. Arvin John Itliong, the Law Student Practitioners Catherine F. Dumalaog, Gleni Walker, and Charlotte Antonette Liquigan facilitated the webinar through an engaging and interactive discussion complemented by practical examples. Participants actively participated in the activity and expressed appreciation for the relevance and usefulness of the discussion in promoting financial awareness and responsible borrowing practices.
Through this initiative, CJMM CLAO reaffirmed its commitment to promoting financial literacy, consumer protection, and accessible legal education within the community. By strengthening public awareness on borrowing laws and financial rights, the webinar served as an important step toward empowering individuals to make more informed and legally protected financial decisions.
๐๐ผ๐ฟ ๐น๐ฒ๐ด๐ฎ๐น ๐ฐ๐ผ๐ป๐ฐ๐ฒ๐ฟ๐ป๐: ๐ฉ๐ถ๐๐ถ๐ ๐๐ ๐ฎ๐ ๐ฏ/๐ ๐ฅ๐ผ๐ผ๐บ ๐ฉ๐ฏ๐ฌ๐ด, ๐ ๐๐ด๐ฟ. ๐๐ต๐ฎ๐ฟ๐น๐ฒ๐ ๐ฉ๐ฎ๐๐ต ๐๐ถ๐ฏ๐ฟ๐ฎ๐ฟ๐ ๐๐๐ถ๐น๐ฑ๐ถ๐ป๐ด, ๐ฆ๐ฎ๐ถ๐ป๐ ๐๐ผ๐๐ถ๐ ๐จ๐ป๐ถ๐๐ฒ๐ฟ๐๐ถ๐๐, ๐๐ฎ๐ด๐๐ถ๐ผ ๐๐ถ๐๐; ๐ฐ๐ฎ๐น๐น ๐๐ ๐ฎ๐ ๐ฌ๐ต๐ฏ๐ต-๐ฏ๐ฑ๐ฌ-๐ด๐ฌ๐ณ๐ญ; ๐ผ๐ฟ ๐ฟ๐ฒ๐ฎ๐ฐ๐ต ๐๐ ๐๐ต๐ฟ๐ผ๐๐ด๐ต ๐ผ๐๐ฟ ๐ผ๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฎ๐น ๐๐ฎ๐ฐ๐ฒ๐ฏ๐ผ๐ผ๐ธ ๐ฝ๐ฎ๐ด๐ฒ.