05/25/2026
Reimagining Finance Through Token Systems
Roman Beck (co-author) explores the evolving world of crypto tokens in the article “Crypto Tokens and Token Systems,” published in Information Systems Frontiers (26(1): 319–332). The research reframes tokens not simply as digital units of value, but as part of broader socio-technical systems shaped by both technological infrastructure and human behavior.
The paper highlights how today’s token ecosystems build on earlier forms of value exchange while evolving alongside distributed ledger technologies, fundamentally changing how financial systems are designed and governed.
As tokenisation, decentralized finance (DeFi), and blockchain-based models continue to grow, this research is especially relevant. Organizations need stronger frameworks to understand, design, and manage these systems, bridging finance, technology strategy, and innovation in a rapidly shifting landscape.
At Bentley University, this forward-thinking perspective is embedded in our Master of Science in Finance (MSF) in Fintech. Students explore how blockchain, token economics, AI, and emerging technologies are transforming finance—preparing them to lead in a digital-first financial world.
To learn more about the broader work being done in this space, visit CryptoLedgerLab. Readers can also explore Professor Roman Beck’s open-access research paper, “Crypto Tokens and Token Systems,” linked below https://pure.itu.dk/ws/portalfiles/portal/95285808/Crypto_Tokens_and_Token_Systems_.pdf