09/11/2026
Copilot said:
101 Paths to Impact | Senior Underwriter (Medical Stop-Loss Insurance)
π What they do:
Senior Underwriters in Medical Stop-Loss Insurance help employers protect themselves from high-cost healthcare claims. They analyze claims experience, health risk data, demographic trends, and financial information to assess risk and determine coverage terms and pricing. Working closely with brokers, consultants, third-party administrators, and employer groups, they help organizations manage healthcare costs while ensuring access to quality employee health benefits. Their expertise supports informed decision-making in a complex and rapidly evolving healthcare landscape.
π Education:
BS in Healthcare Administration, Health Management, Business, Finance, Actuarial Science, Risk Management, or a related field preferred. Strong analytical, financial, communication, and decision-making skills are essential. Industry certifications such as HIA, CEBS, RHU, or other insurance-related credentials can enhance career advancement opportunities.
π Outlook:
Strong demand as employers continue to seek innovative ways to manage rising healthcare costs through self-funded health plans. Growth in data analytics, population health management, and employer-sponsored healthcare benefits is increasing the need for experienced stop-loss underwriting professionals.
π° Salary:
Typical starting salary ~$70β90K; median ~$110β140K; experienced Senior Underwriters and underwriting leaders can earn $160K+ depending on expertise, book size, and organizational responsibilities. (Ranges based on national stop-loss insurance and healthcare underwriting roles.)
Start your journey at Wichita State π wichita.edu/healthadmin