CSPC - BSBA-Financial Management

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CSPC - BSBA-Financial Management CSPC - Bachelor of Science in Business Administration major in Financial Management Currently, BSBA offers one (1) concentration, financial management.

Under the mandate of Commission on Higher Education (CHED) Memorandum Order (CMO) No. 17, series of 2017, the Bachelor of Science in Business Administration (BSBA) is a four-year program for those who wish to pursue a career in the finance industry. Students are required to complete a total of 131 credit units, including 600 internship hours. Students enrolled in the BSBA-FM will learn about strategic planning, organizing, directing, and regulating an organization's financial resources in order to achieve its goals. It involves the management of financial activities such as budgeting, financial analysis, financial decision-making, and risk management.

🚨 𝐓𝐎𝐃𝐀𝐘 𝐈𝐒 𝐓𝐇𝐄 𝐃𝐀𝐘, 𝐅𝐔𝐓𝐔𝐑𝐄 𝐊𝐀-𝐂𝐒𝐏𝐂! 💙⏳ 𝐅𝐈𝐍𝐀𝐋 𝐃𝐀𝐘 𝐎𝐅 𝐎𝐍𝐋𝐈𝐍𝐄 𝐀𝐏𝐏𝐋𝐈𝐂𝐀𝐓𝐈𝐎𝐍!This is your 𝗟𝗔𝗦𝗧 𝗖𝗛𝗔𝗡𝗖𝗘 to apply for admission f...
31/10/2026

🚨 𝐓𝐎𝐃𝐀𝐘 𝐈𝐒 𝐓𝐇𝐄 𝐃𝐀𝐘, 𝐅𝐔𝐓𝐔𝐑𝐄 𝐊𝐀-𝐂𝐒𝐏𝐂! 💙

⏳ 𝐅𝐈𝐍𝐀𝐋 𝐃𝐀𝐘 𝐎𝐅 𝐎𝐍𝐋𝐈𝐍𝐄 𝐀𝐏𝐏𝐋𝐈𝐂𝐀𝐓𝐈𝐎𝐍!

This is your 𝗟𝗔𝗦𝗧 𝗖𝗛𝗔𝗡𝗖𝗘 to apply for admission for SY 2027–2028! 🎓

Huwag nang magpahuli! If you haven't submitted your application yet, now is the time to take action. Complete your requirements, double-check your details, and submit your application before the portal closes.

📲 𝐒𝐂𝐀𝐍 𝐓𝐇𝐄 𝐐𝐑 𝐂𝐎𝐃𝐄 𝐓𝐎 𝐀𝐏𝐏𝐋𝐘!

📌 𝐀𝐋𝐑𝐄𝐀𝐃𝐘 𝐀𝐏𝐏𝐋𝐈𝐄𝐃? No worries! Your application will be reviewed by the Student Testing and Admission (STA) Office. Kindly wait for updates regarding your application status.

💙 Your future starts here, Future Ka-CSPC! Don't let this opportunity pass you by.

𝐀𝐏𝐏𝐋𝐘 𝐍𝐎𝐖!

𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗣𝗔𝗚-𝗔𝗦𝗔 𝗬𝗲𝗮𝗿 𝟮: 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗟𝗶𝘃𝗲𝘀 𝗧𝗵𝗿𝗼𝘂𝗴𝗵 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝘁𝗲𝗿𝗮𝗰𝘆The Junior Financial Executives (JFINEX) - CSPC Chapt...
30/10/2026

𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗣𝗔𝗚-𝗔𝗦𝗔 𝗬𝗲𝗮𝗿 𝟮: 𝗘𝗺𝗽𝗼𝘄𝗲𝗿𝗶𝗻𝗴 𝗟𝗶𝘃𝗲𝘀 𝗧𝗵𝗿𝗼𝘂𝗴𝗵 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝘁𝗲𝗿𝗮𝗰𝘆

The Junior Financial Executives (JFINEX) - CSPC Chapter, in collaboration with the Bachelor of Science in Business Administration Major in Financial Management program, conducted Project PAG-ASA (Person Aspiring Growth, Advancing Skills and Aspirations) Year 2: Financial Literacy for Livelihood and Life Skills on October 30, 2026, at the Bureau of Jail Management and Penology (BJMP), Iriga City District Jail.

‎The program opened with an Invocation, followed by the singing of the Philippine National Anthem. This was followed by the opening remarks delivered by Renclle Escolano, Chief Executive Officer of JFINEX-CSPC Chapter. Prince Lester Belza, Chief Operating Officer - External, then presented the Statement of Purpose, highlighting the objectives and significance of the initiative.

‎The first session, titled “Money Mindset and Habits,” was led by Roque Cruz II, BSBA-FM Program Chair, and Christine Margoux Sirios, BSBA-FM core faculty member. The discussion centered on developing responsible financial habits and understanding the importance of making informed financial decisions. Through the session, participants were introduced to practical approaches to handling money, emphasizing the value of budgeting, saving, and financial discipline in everyday life.

‎The session also encouraged active participation through interactive discussions, allowing attendees to answer questions and share their understanding of the topics. Participants who successfully answered were given tokens of appreciation, making the learning experience more engaging and enjoyable.

‎Building on the importance of financial responsibility, the second session, “The Role of PDLs in the Community Through Livelihood and Financial Activities,” was discussed by Emjay Cervas, BSBA-FM core faculty member. His discussion focused on the potential of livelihood opportunities and financial activities in helping Persons Deprived of Liberty (PDLs) develop practical skills, become financially responsible, and prepare for their eventual reintegration into the community.

‎Meanwhile, Dr. Maria Joy Iglesia, Dean of the College of Tourism, Hospitality, and Business Management and BSBA-FM core faculty member, delivered an inspirational message, emphasizing the importance of hope, personal growth, and the opportunities that individuals can pursue as they work toward rebuilding their lives.

‎Following the discussions, Ma. Anjelica Ampongan, Bachelor of Science in Entrepreneurship (BSEntrep) core faculty member, facilitated the synthesis of the talk, underscoring the key takeaways and insights from the session. Certificates were also awarded to the resource speakers in recognition of their valuable contributions to the program.

‎As the program concluded, Princess Kyla Ganalon, Student Extension Champion of JFINEX-CSPC Chapter and Project Chairperson, delivered the closing remarks, expressing appreciation to the speakers, participants, and individuals who contributed to the initiative. Adding a meaningful touch to the closing program, the PDLs presented an original song they had personally composed, showcasing their creativity and talents. The event then concluded with the singing of the CSPC Hymn, followed by a photo opportunity.

‎Now in its second year, Project PAG-ASA continued to promote financial literacy among PDLs by providing practical knowledge on budgeting, saving, and managing finances. Through this initiative, JFINEX aimed to equip participants with essential money management skills to support their livelihood and prepare them for life after rehabilitation.

“𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐃𝐚𝐭𝐚-𝐃𝐫𝐢𝐯𝐞𝐧 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬”

𝘙𝘦𝘱𝘰𝘳𝘵 𝘣𝘺 𝘊𝘭𝘪𝘯𝘵 𝘑𝘰𝘧𝘧𝘳𝘦 𝘓𝘢𝘯𝘶𝘻𝘰
𝘊𝘰𝘱𝘺𝘳𝘦𝘢𝘥 𝘣𝘺 𝘑𝘩𝘢𝘺 𝘎𝘢𝘣𝘳𝘪𝘦𝘭𝘭𝘦 𝘗𝘪𝘭𝘪
𝘗𝘩𝘰𝘵𝘰𝘴 𝘣𝘺 𝘕𝘪𝘤𝘰 𝘖𝘳𝘰𝘴𝘤𝘰

𝙁𝙄𝙉𝙏𝙄𝙋𝙎 𝙁𝙍𝙄𝘿𝘼𝙔!𝗗𝗢𝗡'𝗧 𝗝𝗨𝗦𝗧 𝗖𝗢𝗨𝗡𝗧 𝗧𝗛𝗘 𝗖𝗔𝗦𝗛—𝗖𝗢𝗨𝗡𝗧 𝗧𝗛𝗘 𝗖𝗢𝗦𝗧!Borrowing money can help you pay for important needs, achieve pe...
30/10/2026

𝙁𝙄𝙉𝙏𝙄𝙋𝙎 𝙁𝙍𝙄𝘿𝘼𝙔!

𝗗𝗢𝗡'𝗧 𝗝𝗨𝗦𝗧 𝗖𝗢𝗨𝗡𝗧 𝗧𝗛𝗘 𝗖𝗔𝗦𝗛—𝗖𝗢𝗨𝗡𝗧 𝗧𝗛𝗘 𝗖𝗢𝗦𝗧!

Borrowing money can help you pay for important needs, achieve personal goals, or manage unexpected expenses. However, before accepting a loan or installment plan, it is important to understand how much you will actually pay—not just how much you will borrow.
A loan may seem affordable because of its small monthly payments, but interest charges and additional fees can make the total amount significantly higher than the original amount borrowed.

Source: Bangko Sentral ng Pilipinas (BSP). Loan Calculator.



𝗕𝗜𝗥 𝗦𝘂𝘀𝗽𝗲𝗻𝗱𝘀 𝗠𝗮𝗻𝗱𝗮𝘁𝗼𝗿𝘆 𝗕𝗮𝗱𝗴𝗲 𝗗𝗶𝘀𝗽𝗹𝗮𝘆 𝗳𝗼𝗿 𝗢𝗻𝗹𝗶𝗻𝗲 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀 The Bureau of Internal Revenue (BIR) suspended the mandato...
29/10/2026

𝗕𝗜𝗥 𝗦𝘂𝘀𝗽𝗲𝗻𝗱𝘀 𝗠𝗮𝗻𝗱𝗮𝘁𝗼𝗿𝘆 𝗕𝗮𝗱𝗴𝗲 𝗗𝗶𝘀𝗽𝗹𝗮𝘆 𝗳𝗼𝗿 𝗢𝗻𝗹𝗶𝗻𝗲 𝗘𝗻𝘁𝗿𝗲𝗽𝗿𝗲𝗻𝗲𝘂𝗿𝘀

The Bureau of Internal Revenue (BIR) suspended the mandatory display of the registration seal badges on online platforms on October 26, 2026, until further notice, as it raised concerns about data privacy and technical difficulties among online sellers, freelancers, and content creators.

Last April 29, 2026, the BIR introduced Revenue Memorandum Circular No. 38-2026 which requires online entrepreneurs and content creators to display their registration seal badges on their online platform. This seal badges that contains QR codes that allow customers to verify a taxpayer’s registration are introduced as an alternative to publicly display the entire COR or Certificate of Registration which is a proof of an individual or business that they are registered with the BIR. However, on October 26, 2026, the BIR implemented Revenue Memorandum Circular No. 113-2026, which temporarily halted the display requirement.

Under the suspension, taxpayers who have already obtained their seal badges may continue to display them voluntarily and no penalties will be imposed solely for failing to display the badge. But this suspension does not mean that they are exempted from their applicable tax registration and compliance obligation.

Source: ABS-CBN News

“𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐃𝐚𝐭𝐚-𝐃𝐫𝐢𝐯𝐞𝐧 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬”

𝘙𝘦𝘱𝘰𝘳𝘵 𝘣𝘺𝘉𝘳𝘪𝘥𝘨𝘦𝘵 𝘍𝘢𝘫𝘢𝘳𝘥𝘰
𝘓𝘢𝘺𝘰𝘶𝘵 𝘣𝘺 𝘚𝘢𝘭𝘷𝘦 𝘉𝘦𝘯𝘰𝘴𝘢

𝐇𝐄𝐀𝐃𝐒 𝐔𝐏, 𝐁𝐒𝐁𝐀-𝐅𝐌 𝐒𝐓𝐔𝐃𝐄𝐍𝐓𝐒!Here are the important dates to remember for the month of November, A/Y 2026–2027:  November ...
29/10/2026

𝐇𝐄𝐀𝐃𝐒 𝐔𝐏, 𝐁𝐒𝐁𝐀-𝐅𝐌 𝐒𝐓𝐔𝐃𝐄𝐍𝐓𝐒!

Here are the important dates to remember for the month of November, A/Y 2026–2027:

November 1 | All Saints Day
November 2 | All Souls Day
November 4 | Resumption of On-site Classes
November 12 | 3rd JFINEX-CSPC Finance Convention
November 23-26| Screams and Heartbeats Year 3
November 30 | Bonifacio Day

𝙋𝙡𝙚𝙖𝙨𝙚 𝙗𝙚 𝙜𝙪𝙞𝙙𝙚𝙙 𝙖𝙘𝙘𝙤𝙧𝙙𝙞𝙣𝙜𝙡𝙮.

“𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐃𝐚𝐭𝐚-𝐃𝐫𝐢𝐯𝐞𝐧 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬”

29/10/2026

𝗪𝗔𝗧𝗖𝗛 | 𝗞𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗠𝗼𝗻𝗲𝘆, 𝗞𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗠𝗼𝘃𝗲!

𝐅𝐢𝐧𝐒𝐞𝐧𝐬𝐞 is here to bring financial insights and tips on how to handle your money efficiently.

The “Deserve ko ’to” trap is the urge to spend more on yourself because you feel like you’ve earned a reward. But what makes us spend so much? And how do we stop ourselves from spending too much?

Find out more on this month’s 𝐅𝐢𝐧𝐒𝐞𝐧𝐬𝐞!

“𝐃𝐞𝐥𝐢𝐯𝐞𝐫𝐢𝐧𝐠 𝐃𝐚𝐭𝐚-𝐃𝐫𝐢𝐯𝐞𝐧 𝐈𝐧𝐬𝐢𝐠𝐡𝐭𝐬”

𝘊𝘢𝘱𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘝𝘪𝘥𝘦𝘰𝘨𝘳𝘢𝘱𝘩𝘦𝘳: 𝘒𝘩𝘢𝘭𝘪𝘭 𝘑𝘰𝘴𝘩𝘶𝘢 𝘌𝘴𝘵𝘳𝘢𝘥𝘢
𝘙𝘦𝘱𝘰𝘳𝘵𝘦𝘳𝘴 𝘢𝘯𝘥 𝘚𝘤𝘳𝘪𝘱𝘸𝘳𝘪𝘵𝘦𝘳𝘴: 𝘊𝘢𝘴𝘴𝘢𝘯𝘥𝘳𝘢 𝘑𝘪𝘭𝘭 𝘊𝘰𝘳𝘵𝘦𝘻, 𝘚𝘢𝘳𝘢𝘩 𝘛𝘢𝘣𝘢𝘺𝘢𝘨
𝘝𝘪𝘥𝘦𝘰 𝘌𝘥𝘪𝘵𝘰𝘳: 𝘔𝘪𝘤𝘩𝘢𝘦𝘭𝘪𝘯𝘦 𝘊𝘢𝘱𝘢𝘭𝘰𝘴

𝗣𝗥𝗢𝗝𝗘𝗖𝗧 𝗣𝗔𝗚-𝗔𝗦𝗔 𝗬𝗘𝗔𝗥 𝟮 𝗜𝗦 𝗖𝗢𝗠𝗜𝗡𝗚!This October 30, 2026, the JFINEX-CSPC Chapter, in collaboration with the BSBA-FM Progr...
28/10/2026

𝗣𝗥𝗢𝗝𝗘𝗖𝗧 𝗣𝗔𝗚-𝗔𝗦𝗔 𝗬𝗘𝗔𝗥 𝟮 𝗜𝗦 𝗖𝗢𝗠𝗜𝗡𝗚!

This October 30, 2026, the JFINEX-CSPC Chapter, in collaboration with the BSBA-FM Program, will bring 𝗣𝗿𝗼𝗷𝗲𝗰𝘁 𝗣𝗔𝗚-𝗔𝗦𝗔: 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗟𝗶𝘁𝗲𝗿𝗮𝗰𝘆 𝗳𝗼𝗿 𝗟𝗶𝘃𝗲𝗹𝗶𝗵𝗼𝗼𝗱 𝗮𝗻𝗱 𝗟𝗶𝗳𝗲 𝗦𝗸𝗶𝗹𝗹𝘀 to the Bureau of Jail Management and Penology (BJMP) in Iriga.

Now on its second year, Project PAG-ASA continues its efforts to equip Persons Deprived of Liberty (PDLs) with practical financial knowledge that can support their livelihood and everyday financial decisions.

From budgeting and saving to managing income and expenses, the community extension activity will focus on skills that can help participants make wiser choices with their finances and prepare for life after rehabilitation.

Another chapter of Project PAG-ASA is about to begin.

𝗟𝗲𝘁’𝘀 𝗯𝗿𝗶𝗻𝗴 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗹𝗶𝘁𝗲𝗿𝗮𝗰𝘆 𝘄𝗵𝗲𝗿𝗲 𝗶𝘁 𝗰𝗮𝗻 𝗺𝗮𝗸𝗲 𝗮 𝗱𝗶𝗳𝗳𝗲𝗿𝗲𝗻𝗰𝗲.

Caption:
𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
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‎𝗡𝗶𝗰𝗼𝗹𝗲 𝗔𝗻𝗴𝗲𝗹𝗮 𝗠𝗼𝗿𝗲𝗻𝗼 | 𝘏𝘌𝘈𝘋 𝘚𝘕𝘊, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊



𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙒𝙤𝙧𝙙 𝙁𝙧𝙚𝙣𝙯𝙮!Phantom Stock[FAN-tuhm stok]A phantom stock plan is a clever compensation tool where companies grant...
28/10/2026

𝙁𝙞𝙣𝙖𝙣𝙘𝙚 𝙒𝙤𝙧𝙙 𝙁𝙧𝙚𝙣𝙯𝙮!

Phantom Stock
[FAN-tuhm stok]

A phantom stock plan is a clever compensation tool where companies grant employees "ghost" shares. While workers receive cash bonuses that mimic real stock price increases and dividend payouts, they never actually own any physical equity in the company. It is a trick that gives them the financial benefits of ownership without giving up actual control of the business.

Source: Investopedia



𝗖𝗦𝗣𝗖 𝗔𝗗𝗩𝗜𝗦𝗢𝗥𝗬 | 𝗪𝗘𝗘𝗞 𝗢𝗙 𝗛𝗘𝗔𝗟𝗜𝗡𝗚 𝗔𝗡𝗗 𝗥𝗘𝗠𝗘𝗠𝗕𝗘𝗥𝗜𝗡𝗚The JFINEX-CSPC Chapter informs all Finance students that 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟴 𝘁𝗼 𝗡...
27/10/2026

𝗖𝗦𝗣𝗖 𝗔𝗗𝗩𝗜𝗦𝗢𝗥𝗬 | 𝗪𝗘𝗘𝗞 𝗢𝗙 𝗛𝗘𝗔𝗟𝗜𝗡𝗚 𝗔𝗡𝗗 𝗥𝗘𝗠𝗘𝗠𝗕𝗘𝗥𝗜𝗡𝗚

The JFINEX-CSPC Chapter informs all Finance students that 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 𝟮𝟴 𝘁𝗼 𝗡𝗼𝘃𝗲𝗺𝗯𝗲𝗿 𝟯, 𝟮𝟬𝟮𝟲, is observed as the Week of Healing and Remembering.

Classes are suspended from October 28 to November 3, 2026, while office transactions are suspended starting October 30. Both will resume on November 4, 2026.

As we take this time to pause from our usual routines, let us give ourselves space to rest and remember the loved ones who continue to hold a special place in our hearts.

𝘙𝘦𝘧𝘦𝘳𝘦𝘯𝘤𝘦: 𝘊𝘚𝘗𝘊 𝘖𝘗 𝘈𝘥𝘮𝘪𝘯 𝘔𝘦𝘮𝘰 𝘕𝘰. 279, 𝘴. 2026

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𝗝𝗮𝗰𝗸𝘆 𝗔𝗺𝗲𝗿𝗮 𝗘𝘃𝗮𝗻𝗴𝗲𝗹𝗶𝘀𝘁𝗮 | 𝘊𝘙𝘖, 𝘑𝘍𝘐𝘕𝘌𝘟, 𝘊𝘚𝘗𝘊
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𝗧𝗲𝗹𝗹 𝗧𝗵𝗲𝗔𝗡𝗔𝗟𝗬𝗦𝗧 | In today’s economy, what is the most valuable realization you have learned as a finance student? In a ...
27/10/2026

𝗧𝗲𝗹𝗹 𝗧𝗵𝗲𝗔𝗡𝗔𝗟𝗬𝗦𝗧 | In today’s economy, what is the most valuable realization you have learned as a finance student?

In a recent Initial Public Opinion (IPO) survey conducted by TheANALYST, 132 out of 333 BSBA-FM students of Camarines Sur Polytechnic Colleges shared about the most valuable realization they have learned as a finance student. The results below show how students perceive the real-world application to practical life skills.

𝟓𝟗.𝟏% 𝘀𝗮𝗶𝗱 𝘁𝗵𝗮𝘁 𝘁𝗵𝗲𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗲𝗮𝗿𝗹𝘆 𝘁𝗼 𝗴𝗿𝗼𝘄 𝗺𝗼𝗻𝗲𝘆 𝗼𝘃𝗲𝗿 𝘁𝗶𝗺𝗲, 𝘁𝗮𝗸𝗶𝗻𝗴 𝗮𝗱𝘃𝗮𝗻𝘁𝗮𝗴𝗲 𝗼𝗳 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝘃𝗮𝗹𝘂𝗲 𝗼𝗳 𝗺𝗼𝗻𝗲𝘆.
This shows that the majority of students prioritize investing early. As a finance student, they are more aware that a peso today is worth more than a peso tomorrow due to its potential earning capacity.

𝟐𝟔.𝟓% 𝘀𝗮𝗶𝗱 𝘁𝗵𝗲𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗯𝘂𝗶𝗹𝗱 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗰𝗿𝗲𝗱𝗲𝗻𝘁𝗶𝗮𝗹𝘀 𝗮𝗻𝗱 𝘀𝗸𝗶𝗹𝗹𝘀 𝘁𝗼 𝗶𝗺𝗽𝗿𝗼𝘃𝗲 𝗳𝘂𝘁𝘂𝗿𝗲 𝗰𝗮𝗿𝗲𝗲𝗿 𝗼𝗽𝗽𝗼𝗿𝘁𝘂𝗻𝗶𝘁𝗶𝗲𝘀.
This implies that respondents need to target a range of technical skills, high value human skills and industry recognized qualifications. Employers want staff that have a good balance of these proven skills and adaptability.

𝟗.𝟏% 𝘀𝗮𝗶𝗱 𝘁𝗵𝗲𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗰𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝘄𝗼𝗿𝗸𝗶𝗻𝗴 𝗮𝗯𝗿𝗼𝗮𝗱 𝗮𝗳𝘁𝗲𝗿 𝗴𝗿𝗮𝗱𝘂𝗮𝘁𝗶𝗼𝗻.
This reflects how some students want to work at a foreign country. One of the common reasons why students chose to work abroad after graduation is because of high paying jobs and achieve financial security.

𝟓.𝟑% 𝘀𝗮𝗶𝗱 𝘁𝗵𝗲𝘆 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗱𝗲𝘃𝗲𝗹𝗼𝗽 𝗺𝘂𝗹𝘁𝗶𝗽𝗹𝗲 𝘀𝗼𝘂𝗿𝗰𝗲𝘀 𝗼𝗳 𝗶𝗻𝗰𝗼𝗺𝗲 𝘁𝗼 𝗰𝗼𝗽𝗲 𝘄𝗶𝘁𝗵 𝗿𝗶𝘀𝗶𝗻𝗴 𝗹𝗶𝘃𝗶𝗻𝗴 𝗰𝗼𝘀𝘁𝘀.
Although this was the lowest percentage among the choices, this shows that some respondents view this as a turning point in building personal financial resilience especially during times of inflation and high cost of living.

Overall, the survey results show that starting to invest early to grow money overtime, taking advantage of the time value of money is the most valuable realization that finance students have learned among the other choices presented. How about you? What is the most valuable realization you have learned as a finance student?

Sources: VP Bank AG, Investopedia

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